What's the right cover for you?
Choosing insurance can be tricky, and it’s important to find a policy that works for you. Once you’ve worked out what you need, rest easy knowing you’re covered in case something goes wrong.
Comprehensive
- Cover for accidental damage to your car if you are at fault
- Cover for accidental damage to other people's property (including vehicles) which is partly or fully your fault
- Damage to your car if you are not at fault in an accident and the other vehicle is uninsured
- Cover for accidental loss or damage to your car caused by fire or theft. A 72 hour waiting period applies to bushfire damage. Refer to the PDS for Terms and Conditions.
- Cover for accidental loss of or damage to your car including flood, storm and hail. A 72 hour waiting period applies to cyclone, flood or bushfire. Refer to the PDS for Terms and Conditions.
- Guarantee on authorised repairs
- Reasonable costs of towing after a covered accident
Third Party Property Damage
- Cover for accidental damage to other people's property (including vehicles) which is partly or fully your fault
- Approved legal costs arising out of a claim for liability covered by your policy
- Cover for accidental damage to your car if you are not at fault in an accident and the other vehicle is uninsured. Up to a market value of $5,000
- Legal liability cover when using a substitute vehicle while your vehicle is being repaired or serviced (excluding hire cars)
Why use an insurance broker?
To give you the right advice
Given the continually changing nature of insurance with its technical and legal ramifications, it is impossible to accurately evaluate competitive policies on the basis of price alone. To make the right choice, you need expert advice.
To keep your policies up-to-date
Through constant communication and ongoing training, we are kept up to date with all federal and state legislation and changes in the insurance industry. We review your needs regularly and advise you on how to reduce risks and save money.
Lodge any claims on your behalf
The broker is trained to understand such documents and advise on any queries you might have. In the event of a claim, your insurance broker will help you negotiate with insurers or assessors to obtain a prompt and fair settlement.
